BillOfSaleNow

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Create Chicago, Illinois Car Bill of Sale Online

Use this bill of sale when selling a car in Chicago, Illinois. It documents the transfer and helps you complete DMV title paperwork.

Chicago, IllinoisCarPopulation rank #3

What to include

  • Buyer and seller names and addresses
  • Car VIN and vehicle details
  • Sale price and date
  • Signatures from both parties

Next step

Create a compliant bill of sale and download the signed PDF immediately.

Local Requirements — Cook County

DMV / Title Office

IL Secretary of State – Chicago West Office

Address

5401 N Elston Ave, Chicago, IL 60630

Phone

(312) 793-1010

Office Hours

Mon–Fri 8:00 AM–5:00 PM

Transfer Fees & Taxes

Title Transfer Fee

$150.00

Sales Tax Rate

10.25%

Base Registration Fee

$151.00

Illinois state rate 6.25% + Cook County 1.75% + Chicago city 1.25% + RTA 1.0%

Notarization: NOT REQUIRED

Illinois does not require notarization for private vehicle sales. A signed title is the primary transfer document.

Chicago Transfer Checklist

  • Complete a VSD 190 (Vehicle/Vessel Use Tax Transaction Return) at the Secretary of State office
  • Illinois charges a private-party vehicle use tax starting at $25 for vehicles $15,000 and under
  • Title must be transferred within 20 days of purchase
  • Emissions testing required in Cook County for most vehicles

County Information — Cook County

County Clerk / Recorder

Cook County Clerk

Phone

(312) 603-5656

Car market data and safety information

The most common car makes in private-party sales are Toyota, Honda, Ford, Chevrolet, Nissan. Average private-party car prices range from $5,000–$25,000. The average NCAP safety rating for recent car models is 4.2 out of 5 stars. Cars average 3.1 NHTSA recalls per model across categories including Airbags (Takata), Power Train, Fuel System.

Safety checkpoints for buying a used car

Before completing a car bill of sale in Illinois, verify these safety items:

  • Verify airbag recall status (Takata recall affected 67M+ vehicles)
  • Check tire age — tires over 6 years old degrade regardless of tread depth
  • Confirm brake pad thickness and rotor condition
  • Test all seatbelts for proper retraction and latching

Car insurance and depreciation in Illinois

Liability insurance required in 49 states (New Hampshire is the exception). Average annual premium: $1,600–$2,200. Cars lose approximately 20% of value in the first year and 60% over five years. Japanese brands retain value best. Peak season for private car sales is spring (march–may) when tax refunds boost demand, with an average of 21 days on market.

Car registration and titling

Cars are classified as "Passenger vehicle" for registration purposes. Standard passenger cars weigh 2,500–4,500 lbs; no special weight-class registration required. Federal odometer disclosure is required for cars under 20 years old.

Car sales in Chicago, Illinois

Chicago residents completing a car bill of sale should be aware of local requirements in addition to Illinois state rules. The state sales tax rate is 6.25%, 6.25% state plus 1–4% local taxes. The most popular car makes in Illinois include Toyota, Honda, Ford.

Illinois bill of sale statistics

BillOfSaleNow has generated 3,087 bill of sale documents for Illinois transactions, with 83 generated this month alone. The most popular vehicle type is car.

Why Documentation Helps Protect Asking Price

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

Frequently asked questions

What county is Chicago in, and which office handles title transfers?

Chicago is in Cook County. Title transfers are handled by the IL Secretary of State – Chicago West Office at 5401 N Elston Ave, Chicago, IL 60630. Hours: Mon–Fri 8:00 AM–5:00 PM. Phone: (312) 793-1010.

What is the sales tax rate on a car sale in Chicago?

The combined rate is 10.25%. Illinois state rate 6.25% + Cook County 1.75% + Chicago city 1.25% + RTA 1.0%.

Is notarization required for a car bill of sale in Chicago?

No. Illinois does not require notarization for private vehicle sales. A signed title is the primary transfer document.

What fees should I expect when transferring a car title in Chicago?

Title transfer fee: $150.00. Base registration fee: $151.00. Sales tax at 10.25% is collected at the time of title transfer.