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South Bend, Indiana Boat Bill of Sale

Use this bill of sale when selling a boat in South Bend, Indiana. It documents the transfer and helps you complete DMV title paperwork.

South Bend, IndianaBoatPopulation rank #308

What to include

  • Buyer and seller names and addresses
  • Boat VIN and vehicle details
  • Sale price and date
  • Signatures from both parties

Next step

Create a compliant bill of sale and download the signed PDF immediately.

Local Requirements — St. Joseph County

DMV / Title Office

Indiana BMV – South Bend Branch

Address

1139 E Ireland Rd, South Bend, IN 46614

Phone

(888) 692-6841

Office Hours

Mon–Fri 8:30 AM–5:00 PM; Sat 8:30 AM–12:00 PM

Transfer Fees & Taxes

Title Transfer Fee

$15.00

Sales Tax Rate

7.00%

Base Registration Fee

$21.35

Indiana flat statewide rate 7%

Notarization: NOT REQUIRED

Indiana does not require notarization for private vehicle sales.

South Bend Transfer Checklist

  • Complete State Form 44237 at the BMV
  • Title transfer within 45 days
  • 7% sales tax collected at BMV
  • Seller must sign title assignment and disclose odometer reading

County Information — St. Joseph County

County Clerk / Recorder

St. Joseph County Clerk

Phone

(574) 235-9635

Boat market data and safety information

The most common boat makes in private-party sales are Bayliner, Sea Ray, Boston Whaler, Tracker, Yamaha. Average private-party boat prices range from $5,000–$75,000. Boats average 1.8 NHTSA recalls per model across categories including Fuel System, Electrical, Steering.

Safety checkpoints for buying a used boat

Before completing a boat bill of sale in Indiana, verify these safety items:

  • Verify Hull Identification Number (HIN) matches registration documents
  • Check for delamination, blistering, or water intrusion in fiberglass hulls
  • Inspect transom for softness or rot — the most expensive structural repair
  • Test all bilge pumps, navigation lights, and required safety equipment

Boat insurance and depreciation in Indiana

Boat insurance averages $200–$500/year for boats under 26 ft. Agreed-value policies are preferred over actual-cash-value. Boats depreciate 30–40% in the first 5 years. Aluminum fishing boats hold value better than fiberglass sport boats. Peak season for private boat sales is early spring (march–may) ahead of boating season, with an average of 45 days on market.

Boat registration and titling

Boats are classified as "Watercraft (state-registered) or USCG-documented vessel" for registration purposes. Boats are measured by length, not weight, for registration. Trailers have separate weight-based registration. Federal odometer disclosure does not apply to boats.

Boat sales in South Bend, Indiana

South Bend residents completing a boat bill of sale should be aware of local requirements in addition to Indiana state rules. The state sales tax rate is 7%, flat 7% statewide; no additional local vehicle taxes. The most popular boat makes in Indiana include Bayliner, Sea Ray, Boston Whaler.

Indiana bill of sale statistics

BillOfSaleNow has generated 1,624 bill of sale documents for Indiana transactions, with 44 generated this month alone. The most popular vehicle type is car.

Why Documentation Helps Protect Asking Price

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

Frequently asked questions

What county is South Bend in, and which office handles title transfers?

South Bend is in St. Joseph County. Title transfers are handled by the Indiana BMV – South Bend Branch at 1139 E Ireland Rd, South Bend, IN 46614. Hours: Mon–Fri 8:30 AM–5:00 PM; Sat 8:30 AM–12:00 PM. Phone: (888) 692-6841.

What is the sales tax rate on a boat sale in South Bend?

The combined rate is 7.00%. Indiana flat statewide rate 7%.

Is notarization required for a boat bill of sale in South Bend?

No. Indiana does not require notarization for private vehicle sales.

What fees should I expect when transferring a boat title in South Bend?

Title transfer fee: $15.00. Base registration fee: $21.35. Sales tax at 7.00% is collected at the time of title transfer.