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Lexington-Fayette, Kentucky Truck Bill of Sale

Use this bill of sale when selling a truck in Lexington-Fayette, Kentucky. It documents the transfer and helps you complete DMV title paperwork.

Lexington-Fayette, KentuckyTruckPopulation rank #54

What to include

  • Buyer and seller names and addresses
  • Truck VIN and vehicle details
  • Sale price and date
  • Signatures from both parties

Next step

Create a compliant bill of sale and download the signed PDF immediately.

Local Requirements — Fayette County

DMV / Title Office

Fayette County Clerk – Motor Vehicle

Address

150 E Main St, Lexington, KY 40507

Phone

(859) 574-6520

Office Hours

Mon–Fri 8:30 AM–4:30 PM

Transfer Fees & Taxes

Title Transfer Fee

$9.00

Sales Tax Rate

6.00%

Base Registration Fee

$21.00

Kentucky state rate 6% — no local sales tax on vehicles

Notarization: REQUIRED

Kentucky requires notarization of the title assignment when transferring vehicle ownership between private parties.

Lexington-Fayette Transfer Checklist

  • Title assignment must be notarized in Kentucky
  • Title transfer at the Fayette County Clerk within 15 days
  • Kentucky 6% usage tax collected at title transfer
  • Odometer disclosure required for vehicles under 10 years old

County Information — Fayette County

County Clerk / Recorder

Fayette County Clerk

Phone

(859) 253-3344

Truck market data and safety information

The most common truck makes in private-party sales are Ford, Chevrolet, RAM, Toyota, GMC. Average private-party truck prices range from $8,000–$55,000. The average NCAP safety rating for recent truck models is 4 out of 5 stars. Trucks average 3.8 NHTSA recalls per model across categories including Power Train, Fuel System, Steering.

Safety checkpoints for buying a used truck

Before completing a truck bill of sale in Kentucky, verify these safety items:

  • Inspect frame for rust — trucks used in salt-belt states often have hidden corrosion
  • Check 4WD/AWD transfer case engagement and operation
  • Verify towing package wiring and hitch receiver condition
  • Test tailgate mechanism and bed liner condition

Truck insurance and depreciation in Kentucky

Full-size trucks cost 10–20% more to insure than sedans. Lifted trucks or diesel modifications may increase premiums further. Trucks hold value better than cars — full-size pickups retain 60–70% of value after 5 years. Diesel models retain the most. Peak season for private truck sales is late spring through summer when construction and outdoor activity demand rises, with an average of 18 days on market.

Truck registration and titling

Trucks are classified as "Light truck (under 8,500 lbs) or Medium truck (8,500–26,000 lbs)" for registration purposes. Trucks under 16,000 lbs GVWR follow passenger rules. Over 16,000 lbs GVWR triggers commercial vehicle requirements and federal odometer exemption. Federal odometer disclosure is required for trucks under 20 years old.

Truck sales in Lexington-Fayette, Kentucky

Lexington-Fayette residents completing a truck bill of sale should be aware of local requirements in addition to Kentucky state rules. The state sales tax rate is 6%, flat 6% motor vehicle usage tax statewide. The most popular truck makes in Kentucky include Ford, Chevrolet, RAM.

Kentucky bill of sale statistics

BillOfSaleNow has generated 1,071 bill of sale documents for Kentucky transactions, with 29 generated this month alone. The most popular vehicle type is car.

Why Documentation Helps Protect Asking Price

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

Frequently asked questions

What county is Lexington-Fayette in, and which office handles title transfers?

Lexington-Fayette is in Fayette County. Title transfers are handled by the Fayette County Clerk – Motor Vehicle at 150 E Main St, Lexington, KY 40507. Hours: Mon–Fri 8:30 AM–4:30 PM. Phone: (859) 574-6520.

What is the sales tax rate on a truck sale in Lexington-Fayette?

The combined rate is 6.00%. Kentucky state rate 6% — no local sales tax on vehicles.

Is notarization required for a truck bill of sale in Lexington-Fayette?

Yes. Kentucky requires notarization of the title assignment when transferring vehicle ownership between private parties.

What fees should I expect when transferring a truck title in Lexington-Fayette?

Title transfer fee: $9.00. Base registration fee: $21.00. Sales tax at 6.00% is collected at the time of title transfer.