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McKinney, Texas Car Bill of Sale

Use this bill of sale when selling a car in McKinney, Texas. It documents the transfer and helps you complete DMV title paperwork.

McKinney, TexasCarPopulation rank #101

What to include

  • Buyer and seller names and addresses
  • Car VIN and vehicle details
  • Sale price and date
  • Signatures from both parties

Next step

Create a compliant bill of sale and download the signed PDF immediately.

Local Requirements — Collin County

DMV / Title Office

Collin County Tax Assessor-Collector – McKinney

Address

200 W Louisiana St, McKinney, TX 75069

Phone

(469) 274-8000

Office Hours

Mon–Fri 8:00 AM–4:30 PM

Transfer Fees & Taxes

Title Transfer Fee

$28.00

Sales Tax Rate

8.25%

Base Registration Fee

$51.75

Texas state rate 6.25% + Collin County/McKinney local rate 2.00%

Notarization: NOT REQUIRED

Texas does not require notarization for a private-party vehicle sale. A signed bill of sale and completed Form 130-U are sufficient.

McKinney Transfer Checklist

  • Complete Texas Application for Texas Title (Form 130-U) at the Collin County tax office
  • Title transfer must be completed within 30 days of sale to avoid a $25 penalty
  • Seller must provide a signed title and odometer disclosure
  • Vehicle must pass a Texas safety inspection before registration transfer

County Information — Collin County

County Clerk / Recorder

Collin County Clerk

Phone

(972) 548-4185

Car market data and safety information

The most common car makes in private-party sales are Toyota, Honda, Ford, Chevrolet, Nissan. Average private-party car prices range from $5,000–$25,000. The average NCAP safety rating for recent car models is 4.2 out of 5 stars. Cars average 3.1 NHTSA recalls per model across categories including Airbags (Takata), Power Train, Fuel System.

Safety checkpoints for buying a used car

Before completing a car bill of sale in Texas, verify these safety items:

  • Verify airbag recall status (Takata recall affected 67M+ vehicles)
  • Check tire age — tires over 6 years old degrade regardless of tread depth
  • Confirm brake pad thickness and rotor condition
  • Test all seatbelts for proper retraction and latching

Car insurance and depreciation in Texas

Liability insurance required in 49 states (New Hampshire is the exception). Average annual premium: $1,600–$2,200. Cars lose approximately 20% of value in the first year and 60% over five years. Japanese brands retain value best. Peak season for private car sales is spring (march–may) when tax refunds boost demand, with an average of 21 days on market.

Car registration and titling

Cars are classified as "Passenger vehicle" for registration purposes. Standard passenger cars weigh 2,500–4,500 lbs; no special weight-class registration required. Federal odometer disclosure is required for cars under 20 years old.

Car sales in McKinney, Texas

McKinney residents completing a car bill of sale should be aware of local requirements in addition to Texas state rules. The state sales tax rate is 6.25%, flat 6.25% motor vehicle sales tax statewide. The most popular car makes in Texas include Toyota, Honda, Ford.

Texas bill of sale statistics

BillOfSaleNow has generated 10,842 bill of sale documents for Texas transactions, with 292 generated this month alone. The most popular vehicle type is car.

Why Documentation Helps Protect Asking Price

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

Frequently asked questions

What county is McKinney in, and which office handles title transfers?

McKinney is in Collin County. Title transfers are handled by the Collin County Tax Assessor-Collector – McKinney at 200 W Louisiana St, McKinney, TX 75069. Hours: Mon–Fri 8:00 AM–4:30 PM. Phone: (469) 274-8000.

What is the sales tax rate on a car sale in McKinney?

The combined rate is 8.25%. Texas state rate 6.25% + Collin County/McKinney local rate 2.00%.

Is notarization required for a car bill of sale in McKinney?

No. Texas does not require notarization for a private-party vehicle sale. A signed bill of sale and completed Form 130-U are sufficient.

What fees should I expect when transferring a car title in McKinney?

Title transfer fee: $28.00. Base registration fee: $51.75. Sales tax at 8.25% is collected at the time of title transfer.