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EV Tax Credit in Illinois: Federal + State Incentive Stack

Electric vehicle tax credits can total $10,000+ in savings when stacked properly. Here's exactly what Illinois offers and how to combine state + federal + utility rebates.

Quick Reference

State CreditVaries — about 20 states offer EV rebates
Federal Credit$7,500 federal EV tax credit (Inflation Reduction Act)
Used EV CreditFederal: up to $4,000; state varies
MSRP CapFederal: $55K cars / $80K trucks/SUVs; state varies

Illinois State EV Credit

Varies — about 20 states offer EV rebates

State EV incentives range from $0 (most states) to $7,500 (California). Check your state energy office for current programs.

Federal EV Tax Credit

$7,500 federal EV tax credit (Inflation Reduction Act)

Federal credit requires income under $150K single / $300K joint, plus vehicle MSRP caps ($55K cars / $80K trucks).

Used EV Credit

Federal: up to $4,000; state varies

Federal IRA used EV credit gives up to $4,000 (30% of price, max $4K) for vehicles under $25,000.

Income Limits

Federal: $150K single / $300K joint; state varies

Federal credit phases out above income limits. State credits often have different (sometimes lower) income caps.

MSRP Caps

Federal: $55K cars / $80K trucks/SUVs; state varies

Federal MSRP cap excludes luxury EVs. State caps often lower.

How to Apply

Federal: tax return or point of sale; state varies

Federal credit can be transferred to dealer at point of sale (2024+). State programs vary.

Full Incentive Stack in Illinois

Illinois Standout Benefit

EV incentive landscape is highly state-specific. California and New York have the best programs; many states have nothing. Federal credit is universally available if you meet income + MSRP requirements.

Illinois-Specific Facts for Electric Vehicle Tax Credit

Illinois Vehicle transfer fees and requirements

In Illinois, the title transfer fee is $150 and registration costs $151 per year. Vehicle sales are subject to 6.25% state tax on private sales; local taxes may add 1-4%. Illinois does not require notarization for private-party vehicle transfers. Emission testing is required in Illinois — verify the vehicle passes before completing the sale.

  • Emissions testing required in Chicagoland and Metro-East St. Louis areas
  • Private vehicle use tax applies based on purchase price
  • Title transfer within 20 days of sale
  • RUT-50 form required for private party purchases

Illinois sales tax on vehicle purchases

Illinois has a 6.25% state sales tax rate. 6.25% state plus 1–4% local taxes. Private-party vehicle sales in Illinois are subject to sales tax. Private vehicle use tax applies based on purchase price bracket. The title transfer fee is $150.

Illinois bill of sale statistics

BillOfSaleNow has generated 3,087 bill of sale documents for Illinois transactions, with 83 generated this month alone. The most popular vehicle type is car.

More Illinois Vehicle Guides

Each guide is written specifically for Illinois laws, agencies, and procedures. Bookmark for future reference.

Frequently Asked Questions

Does Illinois have a state EV tax credit?

Varies — about 20 states offer EV rebates. State EV incentives range from $0 (most states) to $7,500 (California). Check your state energy office for current programs.

Can I get the federal EV credit in Illinois?

$7,500 federal EV tax credit (Inflation Reduction Act). Federal credit requires income under $150K single / $300K joint, plus vehicle MSRP caps ($55K cars / $80K trucks).

Is there a used EV credit in Illinois?

Federal: up to $4,000; state varies. Federal IRA used EV credit gives up to $4,000 (30% of price, max $4K) for vehicles under $25,000.

Are there income limits for EV credits in Illinois?

Federal: $150K single / $300K joint; state varies. Federal credit phases out above income limits. State credits often have different (sometimes lower) income caps.

What's the MSRP cap for EV credit in Illinois?

Federal: $55K cars / $80K trucks/SUVs; state varies. Federal MSRP cap excludes luxury EVs. State caps often lower.

Selling Your Gas Car for an EV?

A Illinois-compliant bill of sale documents the trade or private sale of your old vehicle as you transition to electric.

Generate Bill of Sale

Source: US Department of Energy — Alternative Fuels Data Center. EV credits change frequently — verify current programs and funding availability before purchase.

Trusted by private vehicle sellers nationwide

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

$60–$85 mobile notary

Mobile notary visit minimums run $60–$85 — higher on weekends, plus per-mile travel fees. State-formatted documents skip the trip.

Source: Thumbtack / NNA