When should I use the as-is sale page?
Use this page when your atv sale in Illinois fits a as-is sale scenario. It walks you through the specific disclosures and details that apply to this type of transaction.
As-is sale — Illinois
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IllinoisATVAs-is sale
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What to know about as-is sale sales in Illinois
Include explicit "as-is" language in the bill of sale. Under UCC § 2-316(3)(a), writing "as-is" or "with all faults" in the contract effectively disclaims all implied warranties, including the implied warranty of merchantability under UCC § 2-314. Still disclose known material defects — concealing known defects can constitute fraud even in an as-is sale.
What to include in your bill of sale
- Full legal names and addresses for both buyer and seller.
- ATV make, model, year, VIN, and current mileage.
- Agreed sale price, payment method, and transaction date.
- Any as-is sale-specific disclosures required in Illinois.
Seller guidance
Include explicit "as-is" language in the bill of sale. Under UCC § 2-316(3)(a), writing "as-is" or "with all faults" in the contract effectively disclaims all implied warranties, including the implied warranty of merchantability under UCC § 2-314. Still disclose known material defects — concealing known defects can constitute fraud even in an as-is sale.
Buyer guidance
An as-is sale gives you no recourse for undisclosed defects after closing. Order a pre-purchase inspection from a licensed mechanic before agreeing to price. Review any known issue list the seller provides and get it in writing.
Illinois-Specific Note
Illinois allows private party as-is sales. The Illinois Consumer Fraud Act (815 ILCS 505) prohibits misrepresentation even in as-is transactions. No state inspection is required for private sales in Illinois. Complete a VSD 190 (Application for Vehicle Transaction) and include the as-is disclosure on the bill of sale.
Legal considerations
Illinois allows private party as-is sales. The Illinois Consumer Fraud Act (815 ILCS 505) prohibits misrepresentation even in as-is transactions. No state inspection is required for private sales in Illinois. Complete a VSD 190 (Application for Vehicle Transaction) and include the as-is disclosure on the bill of sale.
Illinois Legal Requirements
As-is clauses are generally enforceable in private party vehicle sales under UCC § 2-316. However, most states carve out an exception for fraud: a seller who actively conceals or misrepresents a known defect cannot rely on the as-is language as a shield. Best practice is to provide a written disclosure of all known defects alongside the as-is bill of sale.
Illinois ATV transfer fees and requirements
In Illinois, the title transfer fee is $150 and registration costs $151 per year. ATV sales are subject to 6.25% state tax on private sales; local taxes may add 1-4%. Illinois does not require notarization for private-party atv transfers. Emission testing is required in Illinois — verify the atv passes before completing the sale.
- Emissions testing required in Chicagoland and Metro-East St. Louis areas
- Private vehicle use tax applies based on purchase price
- Title transfer within 20 days of sale
- RUT-50 form required for private party purchases
Illinois sales tax on atv purchases
Illinois has a 6.25% state sales tax rate. 6.25% state plus 1–4% local taxes. Private-party atv sales in Illinois are subject to sales tax. Private vehicle use tax applies based on purchase price bracket. The title transfer fee is $150.
ATV market data and safety information
The most common atv makes in private-party sales are Polaris, Can-Am, Honda, Yamaha, Kawasaki. Average private-party atv prices range from $2,000–$12,000. Atvs average 2.1 NHTSA recalls per model across categories including Fuel System, Steering, Suspension.
Safety checkpoints for buying a used atv
Before completing a atv bill of sale in Illinois, verify these safety items:
- Check CV boots and axle condition — the most common failure point on ATVs
- Inspect skid plate and frame for cracks from off-road impacts
- Verify winch operation if equipped
- Test 4WD engagement and differential lock
ATV insurance and depreciation in Illinois
ATV insurance is required for on-road use in states that allow it. Off-road coverage averages $100–$400/year. ATVs depreciate 30–40% in the first 3 years. Polaris and Can-Am models hold value best. Peak season for private atv sales is spring and early fall — before and after riding seasons, with an average of 25 days on market.
ATV registration and titling
ATVs are classified as "Off-highway vehicle (OHV) — title/registration requirements vary by state" for registration purposes. ATVs are classified by engine displacement (cc) rather than weight for most regulations. Federal odometer disclosure does not apply to atvs.
Illinois requirements for as-is sale atv sales
For atv as-is sale transactions in Illinois, the buyer must pay 6.25% state tax on private sales; local taxes may add 1-4% and a $150 title transfer fee. Notarization is not required. Odometer disclosure is required.
- Emissions testing required in Chicagoland and Metro-East St. Louis areas
- Private vehicle use tax applies based on purchase price
- Title transfer within 20 days of sale
- RUT-50 form required for private party purchases
Safety tips for as-is sale atv transactions
When completing a as-is sale atv sale in Illinois, always verify the vehicle against NHTSA recall databases. The most common atv recall categories are Fuel System, Steering, Suspension. Check recalls at NHTSA.gov/recalls before signing the bill of sale.
Checklist for as-is sale atv sale in Illinois
- Include "sold as-is, with all faults" language conspicuously in the bill of sale
- Attach a written list of known defects signed by the seller
- Complete a pre-purchase inspection before finalizing price
- Confirm odometer reading is accurate and document it
- Buyer signs acknowledgment of as-is condition
- Include as-is disclosure language on the bill of sale
- Complete VSD 190 (Application for Vehicle Transaction) for title transfer
Need the printable workflow?
Use the main Illinois atv bill of sale flow when you are ready to generate the completed document.
Open Illinois ATV bill of saleThe Private Vehicle Sale Market
17.5M private sales/yr
About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.
Source: Cox Automotive 2024
Frequently asked questions
Why does the as-is sale scenario have its own page?
Different sale scenarios — such as private party, dealer, or gifted transfers — have different documentation requirements. This page focuses on what buyers and sellers need for a as-is sale transaction specifically.
What should be included in this bill of sale?
Include the buyer and seller details, vehicle identifiers, sale price, date, signatures, and any notes specific to the as-is sale transaction.
What are the Illinois fees for a as-is sale atv transfer?
Illinois charges a $150 title transfer fee. Registration costs $151 per year. Sales tax: 6.25% state tax on private sales; local taxes may add 1-4%. Notarization is not required for most transfers.
What atv makes are most commonly sold in Illinois?
The most popular atv makes in private-party sales are Polaris, Can-Am, Honda, Yamaha, Kawasaki. Average private-party prices range from $2,000–$12,000.
Do I pay sales tax on a as-is sale atv sale in Illinois?
Illinois has a 6.25% state sales tax rate. Private vehicle use tax applies based on purchase price bracket
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