PDF — Financed vehicle Camper Bill of Sale Tennessee

Tennessee Camper transfer fees and requirements

In Tennessee, the title transfer fee is $11 and registration costs $26.50 per year. Camper sales are subject to 7% state sales tax plus local taxes (can total 9.75%). Tennessee does not require notarization for private-party camper transfers. Emission testing is required in Tennessee — verify the camper passes before completing the sale.

• Emissions testing required in Davidson, Hamilton, Rutherford, Sumner, Williamson, and Wilson counties
• Title transfer at county clerk office
• Sales tax based on county of purchase

Tennessee sales tax on camper purchases

Tennessee has a 7% state sales tax rate. 7% state plus local taxes (total up to 9.75%). Private-party camper sales in Tennessee are subject to sales tax. Sales tax applies to private party vehicle purchases. The title transfer fee is $11.

Camper market data and safety information

The most common camper makes in private-party sales are Lance, Palomino, Northern Lite, Adventurer, Host. Average private-party camper prices range from $5,000–$40,000. Campers average 1.8 NHTSA recalls per model across categories including Propane System, Electrical, Water System.

Safety checkpoints for buying a used camper

Before completing a camper bill of sale in Tennessee, verify these safety items:

• Verify camper weight matches truck payload capacity — overloading is common and dangerous
• Check tie-down/turnbuckle mounting points on both camper and truck
• Inspect roof and all seams for water damage
• Test all LP appliances, water pump, and 12V/120V systems

Camper insurance and depreciation in Tennessee

Usually covered as an add-on to truck insurance policy. Standalone camper coverage: $200–$600/year. Truck campers hold value well — 35–45% loss over 5 years. Four-season models command premiums. Peak season for private camper sales is spring for adventure-seekers, fall for hunters, with an average of 40 days on market.

Camper registration and titling

Campers are classified as "Truck camper (not separately titled in most states — considered equipment, not a vehicle)" for registration purposes. Truck campers weigh 1,000–5,000 lbs. Must match truck payload rating, not towing capacity. Federal odometer disclosure does not apply to campers.

Tennessee bill of sale statistics

BillOfSaleNow has generated 1,712 bill of sale documents for Tennessee transactions, with 46 generated this month alone. The most popular vehicle type is car.