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As-is sale — Florida

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Reviewed against state DMV requirementsLast reviewed: March 20266 min readEditorial policy

What to know about as-is sale sales in Florida

Include explicit "as-is" language in the bill of sale. Under UCC § 2-316(3)(a), writing "as-is" or "with all faults" in the contract effectively disclaims all implied warranties, including the implied warranty of merchantability under UCC § 2-314. Still disclose known material defects — concealing known defects can constitute fraud even in an as-is sale.

What to include in your bill of sale

  • Full legal names and addresses for both buyer and seller.
  • Yacht make, model, year, VIN, and current mileage.
  • Agreed sale price, payment method, and transaction date.
  • Any as-is sale-specific disclosures required in Florida.

Seller guidance

Include explicit "as-is" language in the bill of sale. Under UCC § 2-316(3)(a), writing "as-is" or "with all faults" in the contract effectively disclaims all implied warranties, including the implied warranty of merchantability under UCC § 2-314. Still disclose known material defects — concealing known defects can constitute fraud even in an as-is sale.

Buyer guidance

An as-is sale gives you no recourse for undisclosed defects after closing. Order a pre-purchase inspection from a licensed mechanic before agreeing to price. Review any known issue list the seller provides and get it in writing.

Florida-Specific Note

FL Stat. § 320.27 limits as-is sales by dealers but not private parties. UCC § 2-316 still applies for private sales. Magnuson-Moss Warranty Act federal preemption applies if seller offered any written warranty — be careful about social-media or text-message statements that could be construed as warranty.

Legal considerations

FL Stat. § 320.27 limits as-is sales by dealers but not private parties. UCC § 2-316 still applies for private sales. Magnuson-Moss Warranty Act federal preemption applies if seller offered any written warranty — be careful about social-media or text-message statements that could be construed as warranty.

Florida Legal Requirements

Florida follows the Johnson v. Davis doctrine, which requires sellers to disclose known latent defects that materially affect the value of the property—even in as-is transactions. A seller who knows of a hidden mechanical problem or structural issue (such as frame damage) and fails to disclose it can be held liable regardless of the as-is language in the bill of sale.

Source: Johnson v. Davis, 480 So. 2d 625 (Fla. 1985)

Florida Yacht transfer fees and requirements

In Florida, the title transfer fee is $75.25 and registration costs $14.50 - $32.50 based on vehicle weight. Yacht sales are subject to 6% state sales tax plus discretionary county surtax (up to 1.5%). Florida does not require notarization for private-party yacht transfers. Florida does not require emission testing for private-party yacht sales.

  • Electronic title program (no paper titles for lien-free vehicles)
  • Title must be transferred within 30 days
  • Sales tax applies to purchase price or NADA value, whichever is higher
  • Florida Highway Safety and Motor Vehicles handles registration

Florida sales tax on yacht purchases

Florida has a 6% state sales tax rate. 6% state plus county discretionary surtax (0.5–1.5%). Private-party yacht sales in Florida are subject to sales tax. Tax based on purchase price or NADA book value, whichever is higher. The title transfer fee is $75.

Yacht market data and safety information

The most common yacht makes in private-party sales are Sea Ray, Beneteau, Boston Whaler, Grady-White, Viking. Average private-party yacht prices range from $50,000–$500,000+. Yachts average 1 NHTSA recalls per model across categories including Fuel System, Electrical, Engine.

Safety checkpoints for buying a used yacht

Before completing a yacht bill of sale in Florida, verify these safety items:

  • Require a professional marine survey before purchase — standard practice for vessels over 26 ft
  • Inspect engine hours, service records, and oil analysis reports
  • Check hull condition with moisture meter and visual inspection below waterline
  • Verify USCG documentation or state registration status

Yacht insurance and depreciation in Florida

Yacht insurance is 1–2% of hull value annually. Agreed-value policies are standard. Navigation limits and crew requirements affect premiums. Yachts depreciate 10–15% per year for the first 5 years. Well-maintained vessels from premium builders hold value best. Peak season for private yacht sales is fall/winter boat shows drive buyer interest for spring delivery, with an average of 90 days on market.

Yacht registration and titling

Yachts are classified as "USCG-documented vessel (over 5 net tons) or state-registered vessel" for registration purposes. Yachts are classified by length overall (LOA), not weight. Vessels over 65 ft may require a licensed captain. Federal odometer disclosure does not apply to yachts.

Florida requirements for as-is sale yacht sales

For yacht as-is sale transactions in Florida, the buyer must pay 6% state sales tax plus discretionary county surtax (up to 1.5%) and a $75.25 title transfer fee. Notarization is not required. Odometer disclosure is required.

  • Electronic title program (no paper titles for lien-free vehicles)
  • Title must be transferred within 30 days
  • Sales tax applies to purchase price or NADA value, whichever is higher
  • Florida Highway Safety and Motor Vehicles handles registration

Safety tips for as-is sale yacht transactions

When completing a as-is sale yacht sale in Florida, always verify the vehicle against NHTSA recall databases. The most common yacht recall categories are Fuel System, Electrical, Engine. Check recalls at NHTSA.gov/recalls before signing the bill of sale.

Checklist for as-is sale yacht sale in Florida

  1. Include "sold as-is, with all faults" language conspicuously in the bill of sale
  2. Attach a written list of known defects signed by the seller
  3. Complete a pre-purchase inspection before finalizing price
  4. Confirm odometer reading is accurate and document it
  5. Buyer signs acknowledgment of as-is condition
  6. Verify no warranty language in any text/email/social-media communication with buyer
  7. Use the exact phrase "AS-IS, WITH ALL FAULTS, NO WARRANTY EXPRESS OR IMPLIED" in 12pt+ bold

Need the printable workflow?

Use the main Florida yacht bill of sale flow when you are ready to generate the completed document.

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The Private Vehicle Sale Market

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

Frequently asked questions

When should I use the as-is sale page?

Use this page when your yacht sale in Florida fits a as-is sale scenario. It walks you through the specific disclosures and details that apply to this type of transaction.

Why does the as-is sale scenario have its own page?

Different sale scenarios — such as private party, dealer, or gifted transfers — have different documentation requirements. This page focuses on what buyers and sellers need for a as-is sale transaction specifically.

What should be included in this bill of sale?

Include the buyer and seller details, vehicle identifiers, sale price, date, signatures, and any notes specific to the as-is sale transaction.

What are the Florida fees for a as-is sale yacht transfer?

Florida charges a $75.25 title transfer fee. Registration costs $14.50 - $32.50 based on vehicle weight. Sales tax: 6% state sales tax plus discretionary county surtax (up to 1.5%). Notarization is not required for most transfers.

What yacht makes are most commonly sold in Florida?

The most popular yacht makes in private-party sales are Sea Ray, Beneteau, Boston Whaler, Grady-White, Viking. Average private-party prices range from $50,000–$500,000+.

Do I pay sales tax on a as-is sale yacht sale in Florida?

Florida has a 6% state sales tax rate. Tax based on purchase price or NADA book value, whichever is higher

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