Documents Required to Sell a Boat in Michigan
Selling a boat through a private party transaction in Michigan requires several key documents to ensure a smooth title transfer and protect both the buyer and seller. Below is a complete checklist of the paperwork you need before completing the sale.
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Create my Michigan Boat bill of saleWhat documents do I need to sell a boat in Michigan?
To sell a boat in Michigan you need: the signed vessel title or HIN documentation, a completed bill of sale, a release of liability notice to the DMV, and valid photo ID for both parties. Some transactions also require a smog or emissions certificate.
Documents required to sell a boat in Michigan
- Signed vessel title or HIN documentation — seller endorses the back and records the odometer and sale price
- Completed bill of sale — include buyer and seller names, HIN, sale price, and sale date
- Release of liability — notifies the Michigan DMV you have transferred ownership
- Government-issued photo ID — both buyer and seller must verify identity
Does Michigan require a bill of sale for a boat?
Yes, Michigan requires a bill of sale for private-party boat sales. The signed document is needed to complete the title transfer at the DMV. Both buyer and seller should keep a copy for their records for at least five years.
What are the fees for a boat title transfer in Michigan?
The Michigan title transfer fee is $15. The state charges 6% sales tax on the sale price. Notarization is not required for most boat bills of sale in Michigan.
What the Michigan boat bill of sale itself must include
- Seller and buyer full legal names and addresses
- Sale date and agreed sale price
- Boat year, make, model, and HIN (Hull Identification Number)
- Signatures of both buyer and seller
Where to title and register a boat in Michigan
Michigan vessel titles and registration are handled by the Michigan Secretary of State — a title is required for watercraft 20 feet and over, and any watercraft with a permanently affixed engine.
- Registration fee: varies by vessel length (3-year registration) — see the SOS fee schedule
- Sales tax: 6% on the purchase price
Michigan handles watercraft titling and registration through the Secretary of State — the same office as vehicles. Registrations run on a 3-year cycle.
Michigan title transfer notes
Michigan requires title transfer within 15 days of sale; the bill of sale does not need notarization. Keep signed copies and retain seller records for post-sale disputes.
Official DMV resource: Michigan DMV title transfer information
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Create Michigan Boat Bill of SaleMichigan Boat transfer fees and requirements
In Michigan, the title transfer fee is $15 and registration costs Based on vehicle list price; varies widely. Boat sales are subject to 6% use tax on purchase price. Michigan does not require notarization for private-party boat transfers. Michigan does not require emission testing for private-party boat sales.
- Secretary of State handles title and registration
- Title transfer must be completed within 15 days
- Plate transfer allowed between vehicles owned by same person
Official Michigan bill of sale form
The official Michigan bill of sale form is TR-52 (Vehicle Bill of Sale). BillOfSaleNow generates a document that meets all Michigan requirements and can be used in place of the official form.
Michigan sales tax on boat purchases
Michigan has a 6% state sales tax rate. Flat 6% use tax statewide. Private-party boat sales in Michigan are subject to sales tax. Use tax applies to private party vehicle purchases. The title transfer fee is $15.
Boat market data and safety information
The most common boat makes in private-party sales are Bayliner, Sea Ray, Boston Whaler, Tracker, Yamaha. Average private-party boat prices range from $5,000–$75,000. Boats average 1.8 NHTSA recalls per model across categories including Fuel System, Electrical, Steering.
Safety checkpoints for buying a used boat
Before completing a boat bill of sale in Michigan, verify these safety items:
- Verify Hull Identification Number (HIN) matches registration documents
- Check for delamination, blistering, or water intrusion in fiberglass hulls
- Inspect transom for softness or rot — the most expensive structural repair
- Test all bilge pumps, navigation lights, and required safety equipment
- Confirm USCG-required PFDs, throwable cushion, and visual distress signals are present
- Verify fire extinguisher is current and properly sized for vessel length
- Test carbon monoxide detector function on cabin boats
- Confirm kill-switch lanyard operation cuts engine immediately
Boat insurance and depreciation in Michigan
Boat insurance averages $200–$500/year for boats under 26 ft. Agreed-value policies are preferred over actual-cash-value. Boats depreciate 30–40% in the first 5 years. Aluminum fishing boats hold value better than fiberglass sport boats. Peak season for private boat sales is early spring (march–may) ahead of boating season, with an average of 45 days on market.
Boat registration and titling
Boats are classified as "Watercraft (state-registered) or USCG-documented vessel" for registration purposes. Boats are measured by length, not weight, for registration. Trailers have separate weight-based registration. Federal odometer disclosure does not apply to boats.
Boat title transfer rules
Boat ownership transfer uses a Hull Identification Number (HIN), not a VIN. Vessels documented with the U.S. Coast Guard (typically over 26 feet) transfer through federal documentation, not state title. State-titled boats transfer like vehicles with a signed title and bill of sale. State-titled boats use a certificate of title similar to a vehicle. USCG-documented vessels use a federal Certificate of Documentation. Buyers should verify which system applies before closing.
Odometer disclosure for boat sales
Boats are exempt from federal odometer disclosure requirements. There is no mileage or engine-hour disclosure mandate, though documenting engine hours on the bill of sale is considered best practice.
- Applicable law: 46 CFR Part 67 — USCG Documentation of Vessels
Required disclosures for boat sales in Michigan
When selling a boat in Michigan, the following disclosures apply:
- USCG documentation status — vessels over 5 net tons may be federally documented instead of state-titled.
- Hull condition and any history of submersion, grounding, or hurricane damage should be disclosed.
- Trailer inclusion — if the boat is sold with a trailer, the trailer requires its own title transfer in most states.
Michigan bill of sale statistics
BillOfSaleNow has generated 2,419 bill of sale documents for Michigan transactions, with 65 generated this month alone. The most popular vehicle type is car.
FAQ
What documents do I need to sell a boat in Michigan?
To sell a boat in Michigan, you typically need the vehicle title, a signed bill of sale, and a release of liability form. Some transactions may also require a smog or emissions certificate.
Does Michigan require a bill of sale for a boat?
Yes. Michigan sellers should keep a signed bill of sale for private boat transfers.
How do I transfer a boat title in Michigan?
Sign the back of the title, complete a bill of sale with the buyer, and submit the transfer paperwork to the Michigan DMV. Both parties should retain copies of all documents.
What should be included on a Michigan boat bill of sale?
Seller and buyer names, sale date, sale price, vehicle details, VIN or HIN, and signatures for both parties.
Is a bill of sale legally binding in Michigan?
A signed bill of sale documents the private transaction and helps prove the transfer date for records.
What are the Michigan fees for a boat transfer?
Title transfer fee: $15. Registration: Based on vehicle list price; varies widely. Sales tax: 6% use tax on purchase price. Notarization is not required.
What are the most common boat makes in private sales?
The top boat makes are Bayliner, Sea Ray, Boston Whaler, Tracker, Yamaha. Average prices: $5,000–$75,000.
Where do I transfer a boat title in Michigan?
Boat titles and registration in Michigan are handled by the Michigan Secretary of State. A title is required for watercraft 20 feet and over, and any watercraft with a permanently affixed engine. Registration fees run varies by vessel length (3-year registration) — see the SOS fee schedule.
What if my boat is USCG-documented?
Federally documented vessels transfer through U.S. Coast Guard documentation rather than a state title — the buyer files a transfer with the National Vessel Documentation Center using a signed bill of sale. State registration and sales tax rules in Michigan may still apply, so check with the Michigan Secretary of State.
Related resources
Informational purposes only. This content is provided for informational purposes only and is not legal advice. Laws vary by state and individual circumstances differ. Consult a licensed attorney for jurisdiction-specific guidance on vehicle transfers, title requirements, or related legal matters.