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As-is sale — Michigan

Michigan Boat bill of sale for as-is sale

Complete your Michigan boat bill of sale for a as-is sale transaction. Enter buyer and seller details, vehicle information, and generate a signed PDF in minutes.

MichiganBoatAs-is sale
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Reviewed against state DMV requirementsLast reviewed: March 20266 min readEditorial policy

What to know about as-is sale sales in Michigan

Include explicit "as-is" language in the bill of sale. Under UCC § 2-316(3)(a), writing "as-is" or "with all faults" in the contract effectively disclaims all implied warranties, including the implied warranty of merchantability under UCC § 2-314. Still disclose known material defects — concealing known defects can constitute fraud even in an as-is sale.

What to include in your bill of sale

  • Full legal names and addresses for both buyer and seller.
  • Boat make, model, year, VIN, and current mileage.
  • Agreed sale price, payment method, and transaction date.
  • Any as-is sale-specific disclosures required in Michigan.

Seller guidance

Include explicit "as-is" language in the bill of sale. Under UCC § 2-316(3)(a), writing "as-is" or "with all faults" in the contract effectively disclaims all implied warranties, including the implied warranty of merchantability under UCC § 2-314. Still disclose known material defects — concealing known defects can constitute fraud even in an as-is sale.

Buyer guidance

An as-is sale gives you no recourse for undisclosed defects after closing. Order a pre-purchase inspection from a licensed mechanic before agreeing to price. Review any known issue list the seller provides and get it in writing.

Michigan-Specific Note

Michigan allows private party as-is sales. The Michigan Consumer Protection Act (MCL 445.901) prohibits unfair or deceptive trade practices regardless of as-is language. Michigan does not require a state safety inspection or emissions test for private sales. Complete TR-52 (Buyer and Seller's Guide) and retain for your records.

Legal considerations

Michigan allows private party as-is sales. The Michigan Consumer Protection Act (MCL 445.901) prohibits unfair or deceptive trade practices regardless of as-is language. Michigan does not require a state safety inspection or emissions test for private sales. Complete TR-52 (Buyer and Seller's Guide) and retain for your records.

Michigan Legal Requirements

As-is clauses are generally enforceable in private party vehicle sales under UCC § 2-316. However, most states carve out an exception for fraud: a seller who actively conceals or misrepresents a known defect cannot rely on the as-is language as a shield. Best practice is to provide a written disclosure of all known defects alongside the as-is bill of sale.

Michigan Boat transfer fees and requirements

In Michigan, the title transfer fee is $15 and registration costs Based on vehicle list price; varies widely. Boat sales are subject to 6% use tax on purchase price. Michigan does not require notarization for private-party boat transfers. Michigan does not require emission testing for private-party boat sales.

  • Secretary of State handles title and registration
  • Title transfer must be completed within 15 days
  • Plate transfer allowed between vehicles owned by same person

Michigan sales tax on boat purchases

Michigan has a 6% state sales tax rate. Flat 6% use tax statewide. Private-party boat sales in Michigan are subject to sales tax. Use tax applies to private party vehicle purchases. The title transfer fee is $15.

Boat market data and safety information

The most common boat makes in private-party sales are Bayliner, Sea Ray, Boston Whaler, Tracker, Yamaha. Average private-party boat prices range from $5,000–$75,000. Boats average 1.8 NHTSA recalls per model across categories including Fuel System, Electrical, Steering.

Safety checkpoints for buying a used boat

Before completing a boat bill of sale in Michigan, verify these safety items:

  • Verify Hull Identification Number (HIN) matches registration documents
  • Check for delamination, blistering, or water intrusion in fiberglass hulls
  • Inspect transom for softness or rot — the most expensive structural repair
  • Test all bilge pumps, navigation lights, and required safety equipment

Boat insurance and depreciation in Michigan

Boat insurance averages $200–$500/year for boats under 26 ft. Agreed-value policies are preferred over actual-cash-value. Boats depreciate 30–40% in the first 5 years. Aluminum fishing boats hold value better than fiberglass sport boats. Peak season for private boat sales is early spring (march–may) ahead of boating season, with an average of 45 days on market.

Boat registration and titling

Boats are classified as "Watercraft (state-registered) or USCG-documented vessel" for registration purposes. Boats are measured by length, not weight, for registration. Trailers have separate weight-based registration. Federal odometer disclosure does not apply to boats.

Michigan requirements for as-is sale boat sales

For boat as-is sale transactions in Michigan, the buyer must pay 6% use tax on purchase price and a $15 title transfer fee. Notarization is not required. Odometer disclosure is required.

  • Secretary of State handles title and registration
  • Title transfer must be completed within 15 days
  • Plate transfer allowed between vehicles owned by same person

Safety tips for as-is sale boat transactions

When completing a as-is sale boat sale in Michigan, always verify the vehicle against NHTSA recall databases. The most common boat recall categories are Fuel System, Electrical, Steering. Check recalls at NHTSA.gov/recalls before signing the bill of sale.

Checklist for as-is sale boat sale in Michigan

  1. Include "sold as-is, with all faults" language conspicuously in the bill of sale
  2. Attach a written list of known defects signed by the seller
  3. Complete a pre-purchase inspection before finalizing price
  4. Confirm odometer reading is accurate and document it
  5. Buyer signs acknowledgment of as-is condition
  6. Complete TR-52 (Buyer and Seller's Guide)
  7. Include as-is language in the bill of sale and retain copies

Need the printable workflow?

Use the main Michigan boat bill of sale flow when you are ready to generate the completed document.

Open Michigan Boat bill of sale

The Private Vehicle Sale Market

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

Frequently asked questions

When should I use the as-is sale page?

Use this page when your boat sale in Michigan fits a as-is sale scenario. It walks you through the specific disclosures and details that apply to this type of transaction.

Why does the as-is sale scenario have its own page?

Different sale scenarios — such as private party, dealer, or gifted transfers — have different documentation requirements. This page focuses on what buyers and sellers need for a as-is sale transaction specifically.

What should be included in this bill of sale?

Include the buyer and seller details, vehicle identifiers, sale price, date, signatures, and any notes specific to the as-is sale transaction.

What are the Michigan fees for a as-is sale boat transfer?

Michigan charges a $15 title transfer fee. Registration costs Based on vehicle list price; varies widely. Sales tax: 6% use tax on purchase price. Notarization is not required for most transfers.

What boat makes are most commonly sold in Michigan?

The most popular boat makes in private-party sales are Bayliner, Sea Ray, Boston Whaler, Tracker, Yamaha. Average private-party prices range from $5,000–$75,000.

Do I pay sales tax on a as-is sale boat sale in Michigan?

Michigan has a 6% state sales tax rate. Use tax applies to private party vehicle purchases

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