PDF — Financed vehicle Car Bill of Sale Tennessee

Tennessee Car transfer fees and requirements

In Tennessee, the title transfer fee is $11 and registration costs $26.50 per year. Car sales are subject to 7% state sales tax plus local taxes (can total 9.75%). Tennessee does not require notarization for private-party car transfers. Emission testing is required in Tennessee — verify the car passes before completing the sale.

• Emissions testing required in Davidson, Hamilton, Rutherford, Sumner, Williamson, and Wilson counties
• Title transfer at county clerk office
• Sales tax based on county of purchase

Tennessee sales tax on car purchases

Tennessee has a 7% state sales tax rate. 7% state plus local taxes (total up to 9.75%). Private-party car sales in Tennessee are subject to sales tax. Sales tax applies to private party vehicle purchases. The title transfer fee is $11.

Car market data and safety information

The most common car makes in private-party sales are Toyota, Honda, Ford, Chevrolet, Nissan. Average private-party car prices range from $5,000–$25,000. The average NCAP safety rating for recent car models is 4.2 out of 5 stars. Cars average 3.1 NHTSA recalls per model across categories including Airbags (Takata), Power Train, Fuel System.

Safety checkpoints for buying a used car

Before completing a car bill of sale in Tennessee, verify these safety items:

• Verify airbag recall status (Takata recall affected 67M+ vehicles)
• Check tire age — tires over 6 years old degrade regardless of tread depth
• Confirm brake pad thickness and rotor condition
• Test all seatbelts for proper retraction and latching

Car insurance and depreciation in Tennessee

Liability insurance required in 49 states (New Hampshire is the exception). Average annual premium: $1,600–$2,200. Cars lose approximately 20% of value in the first year and 60% over five years. Japanese brands retain value best. Peak season for private car sales is spring (march–may) when tax refunds boost demand, with an average of 21 days on market.

Car registration and titling

Cars are classified as "Passenger vehicle" for registration purposes. Standard passenger cars weigh 2,500–4,500 lbs; no special weight-class registration required. Federal odometer disclosure is required for cars under 20 years old.

Tennessee bill of sale statistics

BillOfSaleNow has generated 1,712 bill of sale documents for Tennessee transactions, with 46 generated this month alone. The most popular vehicle type is car.