BillOfSaleNow

Michigan Personal Watercraft Bill of Sale — Free Template, TR-52-Compatible

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Reviewed against state DMV requirementsLast reviewed: March 20266 min readEditorial policy

Yes, you can sell your personal watercraft in Michigan with a free, DMV-accepted bill of sale — created online in 60 seconds, no signup required, no email gate. The state-designated form is TR-52 (Vehicle Bill of Sale) — our template meets all the same requirements. Click below to fill out and download.

What the free Michigan Personal Watercraft bill of sale template includes

  1. Buyer and seller full legal names, addresses, and contact info
  2. VIN, make, model, year, mileage, and color
  3. Sale price, payment method, and as-is disclosure
  4. Dual-signature block for buyer and seller
  5. Fields matching Michigan form TR-52 requirements
  6. Printable PDF — ready in under 60 seconds

Is a bill of sale required for a personal watercraft sale in Michigan?

Yes, Michigan requires a bill of sale for private-party personal watercraft transfers. Both buyer and seller must sign the document before the title can be transferred at the DMV. Keep a copy for at least five years.

Does Michigan require a notarized bill of sale for a personal watercraft?

No, Michigan does not require notarization for most private-party personal watercraft bills of sale. A signed document with buyer and seller signatures is sufficient. Notarization is optional but adds an extra layer of legal protection.

How to sell a personal watercraft privately in Michigan

Total time: 30–60 minutes

You will need:

  • Signed vehicle title
  • Government-issued photo ID (both parties)
  • Completed bill of sale
  1. Agree on sale price and payment method

    Negotiate a fair price and confirm payment — cash, cashier's check, or digital transfer. Avoid personal checks for private personal watercraft sales in Michigan to prevent fraud.

    ~5–15 minutes

  2. Complete the bill of sale

    Fill out all required fields: buyer and seller full legal names, addresses, VIN, make, model, year, mileage, sale price, and sale date. Both parties sign the document.

    ~5 minutes

  3. Sign and transfer the title

    The seller signs the back of the title and records the sale price and odometer reading where required. Hand the signed title to the buyer. Do not leave any fields blank.

    ~5 minutes

  4. File a release of liability

    Notify the Michigan DMV that you have sold the personal watercraft. This releases you from liability for tickets, accidents, or crimes committed after the sale.

    ~5–10 minutes

  5. Keep copies of all documents

    Both buyer and seller should keep a signed copy of the bill of sale and the title transfer receipt. Store them for at least five years in case of disputes.

    ~2 minutes

Michigan Personal Watercraft Quick Facts

Form NumberTR-52
Notary RequiredNo
Sales Tax6%
Title Transfer Fee$15

Why BillOfSaleNow

  • 100% free — no paid template subscription required
  • Mobile-first design — works on any phone or tablet
  • DMV-accepted form number compatibility for Michigan
  • Instant PDF download — no email gate, no account needed

Quick answers for Michigan personal watercraft sellers

Is a bill of sale required for a personal watercraft sale in Michigan?

Yes. Michigan requires a bill of sale for private-party personal watercraft transfers. Keep a signed copy for your DMV title records.

Does Michigan require notarization for a personal watercraft bill of sale?

No. Michigan does not require notarization for most private-party personal watercraft bills of sale, though both parties should sign in front of a witness.

What is the sales tax on a private personal watercraft sale in Michigan?

Michigan charges 6% sales tax on private personal watercraft sales. The title transfer fee is $15. Always verify current rates with your local DMV.

Use this Michigan personal watercraft bill of sale for private-party transfers. The document records the transfer of ownership, sale price, signatures, and the information both parties need for title records.

2,419Michigan bill of sale documents generated on BillOfSaleNow65 this month
Free downloadGet the free Michigan personal watercraft bill of sale template

How to complete a personal watercraft bill of sale in Michigan

⏱ Total time: 3–5 minutes

  1. 1

    Confirm the title is clean

    Before anything else, verify the personal watercraft title is free of liens. Run a VIN history report (NMVTIS, CARFAX) to confirm there are no outstanding loans, theft flags, or salvage brands on the personal watercraft.

    ~5 minutes

  2. 2

    Agree on the price and terms

    Negotiate the sale price, decide whether the sale is as-is or with conditions, and confirm payment method. Get verbal agreement before completing paperwork.

    ~10 minutes

  3. 3

    Enter personal watercraft and party details

    Input both parties' full legal names and addresses, the VIN, year, make, model, color, odometer reading (if applicable), and the agreed sale price.

    ~2 minutes

  4. 4

    Sign the bill of sale — both parties

    Both buyer and seller must sign and date the bill of sale. Michigan may require notarization — confirm your state's rules before signing. Make two copies: one for each party.

    ~1 minute

  5. 5

    Complete the title transfer

    The seller signs the title over to the buyer on the back. The buyer takes the signed title, bill of sale, and any other required documents to the Michigan DMV to complete registration in their name.

    ~30 minutes at DMV

Required information

In Michigan, a bill of sale is a strong seller protection record for private personal watercraft transactions. Include accurate party details, VIN, sale terms, and signatures before the vehicle changes hands.

  • Buyer legal name
  • Seller legal name
  • VIN (Vehicle Identification Number)
  • Sale price
  • Date of sale

Michigan fees, taxes, and transfer rules

In Michigan, vehicle sales are subject to 6% use tax on purchase price. The title transfer fee is $15. Michigan does not require notarization for most private-party vehicle transfers.

  • Secretary of State handles title and registration
  • Title transfer must be completed within 15 days
  • Plate transfer allowed between vehicles owned by same person

Does Michigan require a bill of sale?

Michigan sellers should keep a signed bill of sale for private transfers and title records.

Keep a signed bill of sale, complete title transfer promptly, and retain seller records in case of post-sale disputes.

Official DMV guidance: Michigan DMV title transfer information

Official Michigan bill of sale form

The official Michigan bill of sale form is TR-52 (Vehicle Bill of Sale). This is the state-designated form used to document private-party vehicle transfers.

BillOfSaleNow generates a document that meets Michigan requirements and can be used in place of TR-52. Our form includes all fields required by Michigan law and produces a printable PDF you can submit to your local DMV or keep for your records.

State requirements for Michigan

In Michigan, a vehicle bill of sale is required for private-party transfers. The state charges 6% sales tax on vehicle sales, calculated on the sale price. Title transfer must be completed within 15 days at your local DMV.

Additional Michigan requirements:

  • Secretary of State handles title and registration
  • Title transfer must be completed within 15 days
  • Plate transfer allowed between vehicles owned by same person

Personal Watercraft transfer and title notes

Personal watercraft (PWC) title transfer follows boat rules in most states. PWCs require both a Hull Identification Number (HIN) on the bill of sale and, in some states, a separate trailer title if the trailer is included. State DNR or boating-agency registration applies in addition to DMV title transfer.

Odometer disclosure

PWCs are watercraft and are exempt from federal odometer disclosure. Document the engine-hours reading instead — Sea-Doo, Yamaha WaveRunner, and Kawasaki Jet Ski models all have hour-meters as the industry-standard wear indicator.

Applicable federal law: 33 CFR Part 181 — Manufacturer requirements (HIN); 33 CFR 175 — Recreational boating safety equipment

Title and registration

States that title PWCs use a watercraft title format similar to boats. A small number of states (e.g. Alaska, Maine inland) only register PWCs without titling. The bill of sale is the primary ownership document in non-title states.

Special disclosures for personal watercraft sales

  • Hull Identification Number (HIN) must be physically verified against the bill of sale and title — HIN tampering is a federal offense under 33 CFR 181.29.
  • Coast Guard safety equipment (Type III PFD, fire extinguisher, sound device) inclusion should be itemized — buyer may otherwise need to purchase $100-$300 in equipment to operate legally.
  • Two-stroke vs. four-stroke engine type affects emission compliance in California and other CARB-aligned states.

Common mistakes to avoid

Private-party personal watercraft sales in Michigan go wrong when paperwork is rushed or incomplete. Avoid these costly errors:

  • Incorrect or missing VIN. A VIN is exactly 17 characters with no letters I, O, or Q. Transcribing it wrong is the most common reason Michigan DMV offices reject title paperwork.
  • Forgetting the odometer disclosure. Federal law requires an odometer disclosure on the title for vehicles under 20 years old. Leaving it blank — or writing "exempt" when the vehicle qualifies — can void the sale or trigger fines in Michigan.
  • Missing or incomplete signatures. Both the buyer and seller must sign the bill of sale. In Michigan, an unsigned document has no legal weight. If there are co-owners, every owner listed on the title must sign.
  • Not obtaining a lien release. If there is an outstanding loan on the personal watercraft, the seller must obtain a lien release from the lender before the title can transfer. Buyers should verify the title is clear before handing over payment.
  • Not notifying the Michigan DMV of the sale. Sellers who skip the DMV sale notification remain liable for parking tickets, tolls, and even accidents involving the personal watercraft after it changes hands. File a release-of-liability form with Michigan as soon as the sale closes.
  • Accepting personal checks or informal payment. Personal checks can bounce days after the sale. Use a cashier's check, money order, or verified electronic transfer for the full amount. Document the payment method on the bill of sale.

What happens after the sale

After the sale is complete, the seller should notify the Michigan DMV of the transfer to release liability for the personal watercraft. The buyer must register the personal watercraft and transfer the title within the deadline set by Michigan — failure to do so can result in late fees or penalties. Both parties should keep signed copies of the bill of sale and any supporting documents (odometer disclosure, lien release, etc.) for at least five years. The seller should cancel or transfer their insurance policy on the sold personal watercraft, and the buyer must obtain valid insurance before driving or operating the personal watercraft.

Buyer and seller responsibilities

Buyer responsibilities

  • Verify the VIN on the personal watercraft matches the title and bill of sale before paying.
  • Pay any applicable Michigan sales tax at the time of title transfer.
  • Register the personal watercraft and transfer the title at your local Michigan DMV within the required deadline.
  • Obtain auto insurance before operating the personal watercraft.
  • Keep a signed copy of the bill of sale for your records.
  • Complete an emissions or safety inspection if Michigan requires one for newly transferred vehicles.

Seller responsibilities

  • Sign the title over to the buyer and provide an odometer disclosure.
  • Fill out and sign the bill of sale with accurate sale price, date, and VIN.
  • Provide a lien release if the personal watercraft had an outstanding loan.
  • Notify the Michigan DMV of the sale to release liability.
  • Remove license plates from the personal watercraft if Michigan requires it.
  • Cancel or transfer your insurance policy on the sold personal watercraft.
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Vehicle Sales Tax Calculator

Estimate taxes and fees for your vehicle purchase.

$

Estimated Sales Tax

$480.00

6% state rate

Sale price$8,000.00
Sales tax (6%)$480.00
Title transfer fee$15.00
Total fees$495.00
Estimated total cost$8,495.00

Use tax applies to private party vehicle purchases

Flat 6% use tax statewide

Michigan DMV — verify official rates

Estimate only. Rates vary by county and municipality. Some states tax based on book value rather than purchase price. Verify with your state DMV before completing your transaction.

Why Documentation Helps Protect Asking Price

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

Frequently Asked Questions

About personal watercraft bills of sale in Michigan

Do I need a bill of sale for a personal watercraft in Michigan?

Yes. Michigan requires a signed bill of sale for private-party personal watercraft transfers. It is needed to complete title transfer at the DMV and to release the seller from future liability. Keep a signed bill of sale, complete title transfer promptly, and retain seller records in case of post-sale disputes.

Does Michigan require notarization on a personal watercraft bill of sale?

Michigan does not require notarization for most private-party personal watercraft bill of sale transactions. However, if the personal watercraft has a lien release or the sale involves a power of attorney, notarization is strongly recommended.

What information is required on a Michigan personal watercraft bill of sale?

A valid Michigan personal watercraft bill of sale must include: full legal names and addresses of both buyer and seller; the vehicle identification number (VIN), year, make, model, color, and odometer reading; the agreed sale price (or a statement of gift); the date of sale; and signatures from both parties. Including the odometer reading is required for most road vehicles under 10 years old under federal law.

What is the sales tax on a personal watercraft sale in Michigan?

Michigan charges 6% sales tax on private vehicle sales, calculated on the purchase price and collected at title transfer. The title transfer fee is $15. The buyer typically pays sales or use tax at the DMV when registering the personal watercraft in their name. Private-party sales between immediate family members may qualify for a gift exemption — confirm eligibility with the Michigan DMV before the transaction.

How long do I have to transfer the personal watercraft title in Michigan?

Title transfer must be completed within 15 days of the sale date. Failing to transfer the title on time can result in late fees and may leave the seller liable for tickets or incidents involving the personal watercraft. The seller should also notify the Michigan DMV of the sale to release liability.

Can a handwritten personal watercraft bill of sale be used in Michigan?

Yes. A handwritten bill of sale is generally valid in Michigan as long as it includes all required information — both parties' names and addresses, VIN, sale price, date of sale, and signatures. However, a typed or generated document reduces the risk of errors, omissions, and disputes, and is easier to present at the DMV.

Who pays sales tax when selling a personal watercraft privately in Michigan?

In Michigan, the buyer pays sales or use tax on the personal watercraft purchase price at the time of registration and title transfer — not the seller. The bill of sale establishes the taxable purchase price. If the personal watercraft is gifted, a $0 sale price or gift affidavit may be used, but the buyer should verify the Michigan DMV's exemption requirements before the transaction.

What should I do if the personal watercraft still has a lien in Michigan?

If the personal watercraft has an outstanding lien, the lienholder must release the lien before or at the time of sale. The seller should obtain a lien release letter from the lender and include it with the title. The bill of sale should note the payoff amount and the lien release. Never complete a private sale without confirming the title is clear of all liens — buying a personal watercraft with an undisclosed lien can result in repossession.

Is a personal watercraft bill of sale legally binding in Michigan?

A properly signed Michigan personal watercraft bill of sale is a legally binding contract of sale under UCC Article 2 and Michigan motor vehicle transfer law. It documents the agreed purchase price, the parties involved, and the date of transfer. Both buyer and seller should retain a signed original.

Do I need a bill of sale to register a personal watercraft I bought privately in Michigan?

Michigan DMV requires proof of ownership to register a personal watercraft. For a private purchase, this typically means a signed title transfer plus a bill of sale showing the purchase price (for sales tax calculation). Even if the Michigan DMV does not explicitly require a bill of sale, presenting one speeds up the process and avoids disputes about the sale price or transfer date. Michigan DMV registration requirements →

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